http://mastercta.com// Mon, 15 Apr 2019 16:02:36 +0000 en-US hourly 1 https://wordpress.org/?v=5.6 Mortgage Loan – How to Calculate the Loan Installment http://mastercta.com//mortgage-loan-how-to-calculate-the-loan-installment/ Mon, 15 Apr 2019 16:02:36 +0000 http://www.mastercta.com/mortgage-loan-how-to-calculate-the-loan-installment/

Mortgage – how to calculate the loan installment

Mortgage - how to calculate the loan installment

The amount of the loan installment depends mainly on the amount of capital to be borrowed, the amount of interest, additional fees and the loan period. The exact way of calculating installments depends on whether they will be fixed or decreasing. The easiest way to recalculate is using a special online application.

What determines the amount of the loan installment?

What determines the amount of the loan installment?

Mortgage loans consist of two parts: capital and interest. The first one includes the borrowed capital, which is only the amount borrowed. The second is the so-called interest, i.e. the remuneration of the financial institution for borrowed capital. In the interest part, interest, margin and commission are taken into account. Often additional credit costs are added, such as insurance against low own contribution or life policy. All these fees affect the amount of the final loan installment. The loan period should also be taken into account – the longer it is, the lower the monthly commitment will be. However, it must be remembered that the total cost of the loan will then be higher.

Equal installments and decreasing installments: how are they counted?

Equal installments and decreasing installments: how are they counted?

In the case of mortgage loans, there are two types of installments:

  • fixed installments, i.e. those in which the sum of the principal and interest is always the same. Initially, the main component of the installment is the interest part, and as the lending expires, the capital part increases;
  • decreasing installments, i.e. those in which installments decrease over time. The capital part in decreasing installments is always the same, but the interest is cheaper, which is calculated from the lower and lower indebtedness.

Fixed installments are easier to calculate yourself, because their amount does not change throughout the loan period. In the case of decreasing installments, each subsequent payment must be calculated separately taking into account the lower amount of debt. The most convenient way is to use the repayment schedule prepared by the loan advisor.

Financial advisor – the easiest way to calculate a loan installment

Financial advisor - the easiest way to calculate a loan installment

The financial advisory offices are a great facilitation for the borrowers, where they can make a full cost calculation free of charge. These are applications that allow you to calculate the expected amount of equal and decreasing installments and find out what the approximate cost of the entire loan will be. Financial advisors also allow you to quickly compare offers in different banks and select the most advantageous one under the supervision of an expert.

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Home Loan – in Which Loan Companies Will We Get it? http://mastercta.com//home-loan-in-which-loan-companies-will-we-get-it/ Mon, 15 Apr 2019 16:01:36 +0000 http://www.mastercta.com/home-loan-in-which-loan-companies-will-we-get-it/

Is it possible to get a loan without leaving home and without having a bank account? It is possible, such a loan is a home loan, known not from today..

It would seem that the home loan is a thing of the past, and yet some of you are still looking for this form of obtaining extra cash. However, this applies mainly to the elderly, who on the one hand do not trust modern electronic methods. On the other hand, they do not have the opportunity to visit the facility in order to complete the formalities related to the loan.

What exactly is a home loan?

What exactly is a home loan?

This form of lending became popular in our country with the appearance of the Provident company at the beginning of the last decade. To obtain such a loan, you should contact the loan company by phone (currently you can also submit an application via the Internet), which will send an employee to us the same day or the next day. Which directly in the place of our residence will complete all the formalities related to the loan. So we can arrange a specific day and a specific time of visit and the necessary cash will be delivered directly to your home. The repayment of the loan installment is made not by a bank transfer, as is the case with bank loans or payday loans, and directly at our place of residence. At a previously agreed date, the employee of the loan company will come to us and receive each subsequent installment of the loan. Most home loans are available for repayment in weekly installments.

Higher home loan costs

Higher home loan costs

What you need to know about home loans is much higher. Both compared to cash loans available in the bank or even non-bank loans offered via the internet. In the case of home loans we incur additional costs related to home service. And so both for providing us with cash to the place of residence as well as for receiving each installment of a loan with us at home. The cost of such a loan is usually the second as much as the amount borrowed, so if you borrow 1000 PLN to be repaid, we can have 2000 zlotys, if we want to borrow 2000 zlotys, even 4000 zlotys, etc.

PROVIDENT

This company is undoubtedly the oldest company operating on the domestic market offering home loans. Although currently the company’s offer also includes modern forms of obtaining cash, available entirely through Internet channels, the home loan is still available in their offer. This proposal can be used by both young people from the age of 18, as well as seniors who rarely drop their places of residence. Home loans in the Providence include loans from PLN 300 to even PLN 15,000, with a repayment period in a weekly cycle from 30 to 90 weeks.

BUSINESS LOANS

The company which mainly specialized in home loans and so far had an offer very similar to the Provident offer. Currently, the company’s offer includes home delivery loans from PLN 500 with a repayment period of 25, 35, 44, 52 and 62 weeks. Loans are granted to adults aged 18 to 75 years. With permanent check-in and monthly income, also for self-employed persons and farmers.

Home Credit

Another company that offers a home loan is Home Credit, offering its clients loans from 100 to 10,000 PLN. The loan installments can be repaid in weekly installments from 21 to 75 weeks. The initial decision to grant a loan is given over the phone and the loan may be granted to people aged 18 to 75 whose minimum income is PLN 500 net a month. If we have the right creditworthiness, the day after submitting the application, the company will send to us an employee who will write a contract with us on the spot and give us cash.

EuroCreditend

The last of the companies presented today is EuroCreditend. The company which, like all names today, serves clients throughout Poland. In their offer, we can find home loans from PLN 100 to PLN 10,000 with repayment periods in a weekly cycle from 21 to 72 weeks. A home loan is available for adults who can testify their income by presenting a certificate of income.

Giro check – a loan to be picked up at the post office

Another loan proposal may be a loan that we will not receive either to your bank account or be delivered to your home. On the other hand, it will reach the nearest post office, where we can pick it up. Such a solution has a much greater advantage than home loans, because the cost of a loan in such a case may be lower. Provided that we choose the right company that does not exaggerate with high loan costs. And you must know that we do not incur any additional fees for the option of delivering a loan to the post office. I had the opportunity to discuss the subject of such loans in an article describing loans without a bank account. You will be able to read in it with additional information about loans using the Giro check. As well as get to know specific companies in which it is possible to obtain such a loan.

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The Cheapest Installment Loan – Non-bank and Online http://mastercta.com//the-cheapest-installment-loan-non-bank-and-online/ Sat, 13 Apr 2019 15:46:28 +0000 http://www.mastercta.com/the-cheapest-installment-loan-non-bank-and-online/

The loan we will reach through the loan company should be easily and quickly available and cheap to pay. Today I look at companies that can offer us the cheapest installment loan, and also without leaving home.

When looking for an installment loan, we have a choice of those available through the bank, as well as those offered by loan companies. Although these banks may have lower installments, on the other hand, these non-bank ones will be more easily available. Therefore, my task today is to find loan companies, in the offer of which the cheapest installment loan is available with formalities settled 100% online.

At one time, and it was a few years ago, I had the opportunity to publish a similar article on cheap non-bank loans. Has a lot changed since its publication? Which companies are currently able to offer us the best terms for borrowing extra cash? This is what I decided to check for you today.

Of course, to find such the cheapest installment loans was possible, it is necessary to set specific criteria that we will be guided by our search. So I decided that the main determinant would be the loan amount in the amount of PLN 5,000 with a 12-month repayment period. This will be our main determinant in looking for a cheap loan with monthly installments. We will check which company is able to offer us the lowest installment installment payment.

The cheapest installment loan – 5 companies with the lowest installment

The cheapest installment loan - 5 companies with the lowest installment

In the case of the first company there will be no special surprise. Zenga is a company that has to offer the lowest cost of installment loans from today. Not only that other companies are far from being in line with the Wongi offer in terms of costs, it can also be said that the company is also stomping on the heels of banks recently. If you check the real costs of Internet loans in several popular banks and then compare them with the Wongi offer, it surely turns out that the amount of loan installments is very similar. What’s more, the company has recently strengthened its offer, which I had the opportunity to inform a few weeks ago. Currently, the company can offer us cash loans in the amount of up to PLN 20,000 with a repayment period of up to 60 months. A promotional offer for new customers is still available in the company’s offer, under which the first loan for 60 days will be given for only PLN 10.

The requirements for obtaining a loan are not particularly large. You must be 18 or older, have current employment or other income (activity, pension, pension) and do not have any debts or delays in repayment on your account.

I have not found a cheaper installment loan in Zenga, unfortunately, in any other company. However, if you are still interested in the cheapest installment loan, then the second company you should check is Carriedo. The company has also been operating for a long time on the online loan market. The amount of the loan installment compared to the Wongi proposal differs significantly, but on the other hand, apart from Wong, I did not find a cheap loan offer. The Carriedo company is able to borrow us up to PLN 10,000 with a repayment period of up to 24 months. The requirements are very similar to the predecessor’s proposal. It is necessary to be over 18 years of age and to have receipts to repay the loan installment. At the same time, you can not have debts that would be visible in such databases as BIK or debtors’ databases. It is worth adding that in the case of Carriedo loans, it is not required to transfer the verification fee from the bank account.

Lapuda Cash is another proposal for the cheapest installment loan. However, this offer is definitely different from all loan offers presented here. While 4 of the companies presented today provide traditional cash loans, and in their case are not required additional guarantors or mortgage collateral, in the case of Lapuda the situation looks a bit different. In order to get a loan in the company, it is necessary to have an additional person who will be the guarantor of the loan and, specifically, will be its guarantor. This is due to the fact that the company specializes mainly in providing loans to indebted persons. Hence, additional requirements for borrowers. In this case, it is not necessary to have a good credit history or a clean account in the debtors’ databases. What is required is a person who will guarantee the loan, and therefore someone who will be responsible for repaying the loan at the time the main borrower does not pay the loan installments in a timely manner. The current offer of Lapuda Cash is an installment loan of up to PLN 25,000 with a repayment period of 12 to 48 months.

You will have to prepare for a slightly larger loan installment if you submit a loan application in one of the next two companies. truloan may not be able to offer us the lowest loan installment, but it has other advantages that are worth mentioning here. Above all, a great convenience for this offer is very fast customer service. What’s more, the company does not require any income or employment certificates from us. It is not required even for larger amounts and currently the company provides loans up to PLN 10,000. truloan can verify the income we have from the machine thanks to the application that will automatically connect to our bank account. Another significant plus is the large acceptance of loan applications that are filed in the company. The basic condition for obtaining a loan is to have been over 21 years of age and no information about debts in the debtors’ databases and in the Credit Information Bureau.

Very close costs to loans truloan also has a OK loan. Maybe it is not the cheapest installment loan, but it is certainly one of the cheapest if you consider the offers of non-banking loans. The company can offer us installments entirely online via up to PLN 7,000. Alone, he can indicate the loan repayment period in the range from 6 to 30 monthly installments. The company has slightly higher requirements in terms of the age of the borrower because in order to apply for a loan in a company, we should be at least 25 years of age. In addition, you must have a permanent source of income, a permanent place of residence and do not have negative credit history in databases. An OK loan may give us a loan even if we repay a loan at the bank. This will not be an obstacle on the way to obtaining a loan.

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A Mortgage Loan – What You Should Know About this Loan http://mastercta.com//a-mortgage-loan-what-you-should-know-about-this-loan/ Wed, 20 Mar 2019 15:51:28 +0000 http://www.mastercta.com/a-mortgage-loan-what-you-should-know-about-this-loan/

 

If we think about borrowing more money, then the mortgage loan will definitely be the most advantageous solution. Provided that we have a property in the form of a house or flat.

A mortgage loan is a favorable and popular form of crediting, secured by a mortgage on real estate with a land and mortgage register. We do not find loans for a cheaper product, maybe with the exception of a mortgage loan, but the main difference between a mortgage loan and a mortgage loan is that we can only use a mortgage for the construction, purchase or renovation of real estate. However, in the case of a mortgage loan, the borrower has full freedom to use it.

We can devote a mortgage loan to either buy a car, buy equipment for home, vacation or any other purpose. Often, borrowers use the funds obtained as part of a mortgage loan to consolidate other, much more expensive loans. This is because mortgage loans are rather low-interest, compared to other loan products, such as consumer loans or consolidation loans, the interest rate on the mortgage loan (about 7%) is three times lower.

Mortgage loan – the cheapest method of financing?

Mortgage loan - the cheapest method of financing?

A mortgage loan is definitely the cheapest loan for any expenses. Installment in the case of a mortgage loan is even by half lower than the installment of a cash loan. People who need money often do not take the mortgage option into account. They do not remember that there is such a possibility, and yet a mortgage loan is the best idea to borrow a larger amount of money from the bank without translating, for which we need this money. Recommendation T in 2011 introduced restrictions on the calculation of the creditworthiness of borrowers applying for mortgage loans. According to the recommendations, the credit burden of people whose earnings are lower than the national average can not be higher than half of the income. The more affluent individuals may spend up to 65% of net income on credit commitments. The effect of these recommendations is that many people simply do not have credit worthiness at the moment. However, those who have creditworthiness, it turns out that it is still too low. A mortgage loan allows you to consolidate existing loans and pay lower installments. Savings in the case of a mortgage loan are much larger than in the case of a consolidation loan.

Real estate loan

Real estate loan

The basic requirement that must be met to obtain a mortgage is to have a property that we will be able to pledge in the bank. A real estate can be a house, flat, plot. The real estate must have an unpaid mortgage. Rather, banks do not agree to the next entry in the mortgage, unless their entry is listed first in the land and mortgage register. Secondly, when applying for a mortgage, we must be aware that we will not get a loan for the entire value of our property. Banks borrow from 50 to a maximum of 80% of the property price. Different banks approach the minimum loan amount differently. Most often, however, banks grant mortgage loans of 20,000. zł.

As for the interest rate, mortgage loans have only 1-2 points. percent. higher interest rates than home loans. In this way, we can borrow money from the bank at 8-10% per annum. This is an interest rate much lower than in the case of cash loans. Apart from the low interest rate, the mortgage loan also creates the possibility of repayment for a long period of time, typically 20-25 years.  Banks, however, set conditions for the age of borrowers, they wish to complete the repayment period before 70-75 years of age.

It is worth noting that a long repayment period is certainly a comfortable solution. Even if we take out a short-term mortgage loan and unexpected financial problems arise, we can always apply for an extension of the repayment period, and hence a lowering of the installment. Cash loans and installment loans do not offer such opportunities. A car loan can also be repaid for a maximum of 10 years. The account loan is an annual renewal of the contract.

Does the mortgage loan have any drawbacks?

Does the mortgage loan have any drawbacks?

The mortgage loan has some drawbacks. It is necessary, as we already know, real estate, but also we are expecting expenses that we do not have taking consumer loans. So here we have a variable commission, mandatory insurance, insurance of the missing contribution on time for the entry of the mortgage into the land and mortgage register. At Bank Millenial, we have about PLN 83 of these costs monthly, and PLN 65 at Credit Bank. You also need to spend about 100 zlotys to set up a mortgage by the bank, 200 zlotys to enter a mortgage, sometimes we also bear the costs of a notary’s fee. Sometimes, you have to pay several hundred zlotys for the valuation of real estate. The initial costs are, therefore, without commission, around PLN 1,000. A mortgage loan also means longer and more complicated formalities. It is not worth having fun in it, if we apply for a small amount, but if you are interested in the amount of several thousand, it is good to consider the option of a mortgage loan. The list of expenses must also increase with the insurance of the real estate that we want to pledge. Even if we have not insured it so far, we should start now. For example, a property worth 300,000 PLN zł. means an annual policy of PLN 100-300. Some banks also require to pay a premium for life insurance for each installment.

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Payday loans instant decision -How to get a payday loan with bad credit http://mastercta.com//payday-loans-instant-decision-how-to-get-a-payday-loan-with-bad-credit/ http://mastercta.com//payday-loans-instant-decision-how-to-get-a-payday-loan-with-bad-credit/#respond Thu, 28 Feb 2019 05:50:42 +0000 http://www.mastercta.com/2019/02/28/payday-loans-instant-decision-how-to-get-a-payday-loan-with-bad-credit/ Do you want to get money quickly, but you have bad credit? Thanks to online payday loan provider PaydayChampion.com, borrowing money is now possible!

How to get a payday loan with bad credit?

Before you can take out a loan, there is often a check at the national bank nowadays, this is also called a blacklist check. When checking a national bank, it is checked whether you have had payment arrears in the past. After all, the company concerned can report a payment delay of two to four months to the national bank. Banks lift heavily on this information and often make it impossible to borrow for the people listed on the blacklist of the national bank. Thanks to borrowing money without national bank control, that is now changing!

Borrow money without checking national bank with online flash loan providers

Companies that make it possible to borrow for you, also with blacklist notation, are flash loan providers on the internet. They provide flash loans, which are meant to ensure that as many people as possible have access to money as quickly as possible. To this end, these loans are very accessible, meaning that there are few conditions attached to these loans. The only thing that matters when you want to take out a flash loan is that you have to be at least 21 years old and have a solid income. It does not matter whether you have a blacklist notation, but also a benefit, low income or the lack of papers does not cause any problems. That way you can always get money quickly!

How much money to borrow without checking the national bank?

The amount that you can borrow with a flash loan varies per person, but usually, an amount from 50 to 1000 euros is required. With 400 euros you can, for example, finance the new laptop and for 850 euros that nice holiday. Where you want to spend the money you decide for yourself, you do not have to notify the flash loan provider. However, it is always wise to take into account the relatively short term of these loans and therefore not to borrow more than you need. Do you want to borrow more than 1000 euros? Sometimes it is possible to close several loans at the same time so that you can still finance your purchase.

I also want to borrow money without checking national bank

Would you also like to receive money as quickly as possible with the aid of a flash loan? You can easily close it and it will cost you only five minutes. This is because you can simply close a flash loan online. This makes it possible to arrange extra money from home with a few clicks of the mouse, when this suits you. Requesting a flash loan is possible 24 hours a day, even late at night and on weekends. All you have to do is search online for flash loan providers and fill in the application form that you can find on the website. So no agreements or papers are involved here. After submitting an application you will always receive an almost instant message and in most cases, you can expect money in your account within 24 hours!

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Immediate Online Loans: What They Are, How They Work and Get them http://mastercta.com//immediate-online-loans-what-they-are-how-they-work-and-get-them/ http://mastercta.com//immediate-online-loans-what-they-are-how-they-work-and-get-them/#respond Sat, 26 Jan 2019 16:51:16 +0000 http://www.mastercta.com/2019/01/26/immediate-online-loans-what-they-are-how-they-work-and-get-them/

 

Online loans are a form of financing which can only be accessed through the web channel and have the distinction of being cheaper than the traditional channel. Convenience depends on many factors and ranges from the conquest of new market shares by the online bank to customer loyalty for traditional banks. Respectively, the first ones are present with their organization only online, so that not having costs of structure and staff are able to guarantee advantageous conditions.

The latter, on the other hand, offer products that are dedicated and managed only online, thus giving up assistance in the branch . Both methods of financing give the opportunity to comfortably manage the practice from home without neglecting, the possibility of receiving virtual assistance and the possibility of being able to compare the various opportunities on the market. All just a click away.

How do they get?

How do they get?

Online loans can be distinguished by type of customer . For convenience we group potential customers in two distinct macro classes in individuals and companies. We focus on loans granted to individuals. In this macro category we further distinguish consumer credit from personal loans. In the online consumer credit we find the following types of products:

  1. personal loans;
  2. assignments of the fifth;
  3. credit cards;

Personal loans among which we distinguish instead:

  • loans for restructuring ;
  • loans for medical expenses ;
  • loans for the purchase of cars or motorcycles ;
  • liquidity loans;
  • loans for different kinds and so on.

Whatever type of loan it is necessary to know the requisites necessary for the supply to be possible. In general, the minimum requirements for obtaining online funding can be summarized as follows:

  • age of between 18 and 70 years;
  • demonstrable income from payroll and income tax return;
  • residence in the Italian territory;
  • current account presence generally of a banking nature.

The loan will be carried out, following a preliminary investigation, based on the client’s reliability assessment

The greater the creditworthiness of the applicant and the higher the probability that the loan will be paid out. In addition to reliability, the disbursing institution will also assess internal risk policies, essentially considering the statistical data in its possession called in the technical jargon of credit scoring. Data reliance is particularly useful for keeping the risk of insolvency under control. The reliability of the customer is evaluated by consulting the data received from the CRIF risk center, which records both the missed payments and their late repayment.

In addition to the minimum requirements, it is possible that the bank or the financial institution dealing with the loan can ask for additional guarantees . Generally they are required for some types of loans, for important amounts and to limit the risk of insolvency. Among the possible additional guarantees we distinguish the real ones represented for example by mortgages, the co-obliged ones, that is the intervention of a third person who takes care, in case of non-payment, to honor the debt and finally the insurance coverage.

Whatever loan you are going to request is good to make a comparison with what is proposed on line pay maximum attention to both the reimbursement rates that will be applied to the penalties in case of failure to timely repayment of the same without neglecting the mode of withdrawal and early extinction. Generally penalties and recess are not taken into consideration but a careful reading of the contractual clauses can make sure to avoid being harnessed in contracts that are unclear and transparent.

The online loan can be requested quietly, verified the minimum requirements , filling out appropriate forums on the web by filling in all the fields related to personal data and economic data. The web system will analyze the basic data entered and will carry out a preliminary investigation following which specific documentation will be required for the improvement of the practice itself.

 

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Loan and lines of credit up to 5,000 euros http://mastercta.com//loan-and-lines-of-credit-up-to-5000-euros/ http://mastercta.com//loan-and-lines-of-credit-up-to-5000-euros/#respond Fri, 14 Dec 2018 16:19:59 +0000 http://www.mastercta.com/2018/12/14/loan-and-lines-of-credit-up-to-5000-euros/ Credit

Creditic’s fast loans

At Creditic you can get a quick loan of up to € 5000 in 15 minutes. Creditic has at your disposal loans and quick loans, lines of credit and also the option of refinancing loans. You can request fast cash very easily, without heavy paperwork and sending your application via the web. Creditic requirements are not high, and you have a good chance that your urgent money request will be approved. This financial institution offers loans and loans with a repayment term of up to 36 months. You also have the possibility to return the borrowed money in advance, or if you prefer, extend the term of the loan. The two financial products that Creditic has offer you the possibility of solving your financial affairs in an easy and flexible way. Choose what suits you best, a line of credit or a customized personal loan. Creditic offers money for nationals and foreigners.

Credit

How to request a quick loan at Creditic?

Asking a quick loan online at Creditic is very easy. To begin, you must fill out a short online form. Do not worry, without paperwork or headaches. Then you will see all the steps to follow to request up to 5000 euros online in a matter of minutes. Once you receive the approval, the money will not take long to appear in your bank account.

The simple steps that must be taken

Step 1. The first thing is to complete the online money application form

By completing the form you can benefit from the help of an online assistant, who can guide you at any time. The data itself is simple and logical. You must indicate the amount of money you need, enter your identity data (national identity document or alien identification number), they will also ask you for your mobile phone number. Then press the “Ask for your code” button, and an SMS code will be sent to your phone, which you must enter to complete this step.

Step 2. In this step you must make the confirmation of your loan fast

When you send the data, the Creditic system will generate a confirmation of your request. The confirmation is sent by email and SMS. They can also contact you by phone. They usually contact by phone, in the event that the data entered generates some doubt, or to detail some other particular issue. Do not worry, it is a normal procedure, in order to guarantee the safety of both parties. You will also receive the response related to the approval of your application, and you must go to the next step through the personal area on the Creditic website.

Step 3. Credit transfers the quick money to your bank account

Creditic will send the money to your bank account by transfer, within 15 minutes of your credit being confirmed. Once received, you can already benefit from up to 5000 euros for what you need.

The portal of Loans and Quick Credits, Credit Cards, Mortgages enprestamo.es offers Creditic’s financial products so you can go ahead and solve your financial problems.

Options, amounts and terms of Creditic’s fast loans

Creditic has for you quick credits of 500 euros to 5000 euros, lines of credit and loan refinancing. The repayment terms are up to 36 months. You can return the money in comfortable installments. In turn, know some of the main characteristics and advantages of the loans that you could have on hand.

You decide the amount you want to withdraw from the loan granted, you decide when you want to withdraw the amount, and you only have to pay for the amount withdrawn. € 5000 is really a very good amount of money to use or have as a reserve. The customer chooses the amount to be returned, and the return fees are fixed, and do not change during the entire loan period. Access to the possibility of requesting fast money is very easy, totally online, at any time of day, and wherever you are. It is an ideal opportunity to take advantage of offers, solve unexpected, request an advance, or simply finance the purchase or service that you wanted so much.

An important detail to highlight and know a credit line of Creditic, is that you will only have to pay for the money that has been transferred to you, you will not have to pay for all the line of credit you have available !

Other advantages of Creditic’s fast loans are the possibility of requesting extensions, or making a refund before the initial deadline.

With the return in advance you can save interest, sometimes enough money, since Credita does not charge you commissions, and you only pay for the time during which you use the certain amount that you have transferred.

With the extensions of the credit, you can benefit from more time to make the return.

Combining all these Creditic options, you get a useful and flexible financial tool to live with broader economic borders, to manage in a balanced way your time, your savings and your possibilities.

Credit

Requirements to apply for a loan at Creditic

You must have reached the age of majority, have a national identity document, or alien identification number. You have to have a mobile phone number and an email address. You must have a proof of income, through which you can show the company that you have the possibility of returning the borrowed money within the agreed period. Creditic does not accept Financial Credit Institutions, and therefore you should not be included in these files.

Creditic has loans without payroll, without endorsement, but does not have loans with Financial Credit Institutions. If you need a loan with Financial Credit Institutions you can use our quick loans and loans comparator. Enprestamo.es has different financial products for you.

And if you meet these requirements, go ahead, do not hesitate to request a loan or a line of credit in Creditic. You will benefit from good amounts of money, flexibility, security and transparency! If you need to refinance your debts, contact Creditic to get money at a lower interest rate than your current loans!

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